Digital certificates use SSL technology to encrypt data, providing an industry-standard method for securing online communications. The SSL security protocol encrypts TCP/IP connection data, authenticates the server, verifies message integrity, and optionally authenticates the client.
Because most mainstream browsers and web servers already support SSL, all that is needed to enable SSL functionality is the installation of a digital certificate.
SSL encryption comes in two strengths: 40-bit and 128-bit, which refer to the length of the “session key” generated for each encrypted transaction. The longer the key, the more difficult it is to crack the encryption code. BAGBY INVESTMENT PROPERTIES LLC uses 128-bit encryption. Most modern browsers support 128-bit SSL, which is trillions of times stronger than 40-bit session encryption.
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Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50.00 in fraudulent charges. If your credit card is used fraudulently, you must notify your card issuer in accordance with its reporting rules and procedures.